How can I tell my Korean fiance I just won't be happy without having a wedding ceremony?

I know that when Koreans marry, the signing and filing of papers is what makes the marriage "legal". I have heard of Americans marrying Koreans by filing these papers, and then 6 months later having a ceremony. My Korean fiance says we can file papers in the US, and then come back to Korea together and file papers here. He says it doesn't matter about having no money for a ceremony. But I told him I want a ceremony later. How can I drive it home to him that I can't be happy with no ceremony? Plus, I am 35 going on 36 years old. I was married to a loser when I was 21 in a courthouse because of surprise, surprise, money issues (story of my life), and we were divorced when we were both 24, three years later. Sorry, but I can't marry someone in a courthouse again, or by filing papers at embies and gu offices. I need a ceremony to feel special. I just don't want history epoeating itself. My ex was such a loser who quit 14 jobs in 2 years. We were divorced before we could have a ceremony, and I was angry and resentful the whole 3 years we were married because we had no real ceremony, and he didn't seem to care. I know most guys don't care, but us girls do.